Home Inspection: Frequently Asked Questions from First Time Home Buyers - Chris Smith Realty

Home Inspection: Frequently Asked Questions from First Time Home Buyers

Posted on Jun 27, 2017

Whether you are an experienced or first-time homebuyer, don’t risk forgoing a home inspection for the sake of cost or expediting the purchase of a home.

View a home inspection as an objective unbiased home evaluation by which you can confidently make decisions and minimize risk associated with buying a home.

A home inspection can identify deficiencies that may affect the livability or value of the home as well as your decision to proceed with its purchase.

Contrarily, a home inspection may give you peace of mind, especially if you are a first time home buyer, in confirming the perceived condition of the home you are about to buy.

Here are some frequently asked questions by first time home buyers about Home Inspection:

 Is a home inspection required by law in the State of New Jersey?
A home inspection is not required by law in New Jersey. However, a standard practice for New Jersey real estate is, at the buyer’s request and cost, to inspect the home/property before closing. A home inspection is usually a contingency for the buyer to expedite within 10-15 days following the conclusion of Attorney Review.

What is the cost of a New Jersey home inspection?
According to Home Advisor, the National Average for a Home Inspection is $322 for condos and small homes of 1,000 square feet and larger homes of 2000+ square feet starting at $400. Radon, termite, mold, and septic inspections are an additional cost as well as asbestos, lead and sewer (typically for older homes).

While a home inspection is an additional cost during the home buying process, it can help you avoid expensive repairs, facilitate negotiation with the seller for repairs or credit on the price, or help you recognize the need to walk away from the deal.

If I am buying a home “as is,” should I have the home inspected?
Absolutely yes! Conducting a home inspection, even if the home is being sold “as is” it is your opportunity to learn about the actual condition of the home and any necessary repairs that would otherwise be unidentifiable.

As the purchaser, you may be able to negotiate credit for repairs or decide not to purchase the home at all. Either way, you will be well informed when you finalize your purchase decision.

What is evaluated during a home inspection?
The standard home inspection report will cover the condition, by visual inspection, of the following areas of the property:

  • Home exterior
  • Foundation
  • Exterior walls of the home
  • Roof (coverings, flashings, gutters, support structure)
  • Attic
  • Basement
  • Insulation Quality
  • Garage
  • Electrical wiring, breaker and electrical outlets
  • Interior and exterior plumbing
  • Central air conditioning and heating systems
  • Interior condition of the home
  • Mold and insect damage

Do I need to be present during a home inspection?
It is not required for you to be present during a home inspection but it is a good idea to do so. The inspector will answer any questions and provide insights to the condition of the home that you may otherwise not know about.

How long do home inspections take?
Depending on the size of the home, a home inspection may take 2 – 4 hours.

Must a home inspector be licensed in the state of NJ?
Yes, all home inspectors must be licensed in the state of New Jersey.

NJ Qualifications include:

  • Successful completion of the National Home Inspector Exam
  • Completing an approved 180-hour home inspection training course, or having performed 250 supervised home inspections and providing proof to the New Jersey Home Inspection Advisory Committee.

How can I find a Licensed NJ Home Inspector?
You can search for NJ home inspectors at New Jersey Association of Certified Home Inspectors website. In addition, your NJ Realtor® can provide names of Licensed NJ Home Inspectors.

Realtors do not hire home inspectors, you do. The home inspector works for you. As a matter of fact, the inspection report is given exclusively to you, not the attorneys or realtors involved.

If you are a homebuyer
It is in your best interest to invest in a home inspection before making your purchase. Due diligence is important in every aspect of this major investment. Inspect for peace of mind once you sign on the dotted line(s).


I love what I do. Feel free to call me anytime if I can be of assistance. (732) 320-2431 or tdefazio@chrissmithrealty.com.

About the Author: Thomas DeFazio is a full-time Realtor® at Chris Smith Realty in Spring Lake, New Jersey serving Monmouth and Ocean Counties.

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This blog is offered for general information only. The information presented at this site should not be construed to be formal advice or the formation of a client relationship.